Free Solar Panel Schemes Explained

You may have seen recent announcements in the press regarding ‘solar panel giveaways’ from new companies offering to install photovoltaic panels on your home completely for free. Solar PV panels are known to be extremely expensive, so how on earth could a company offer them for free, and why would they do it?

The answer is relatively straightforward, the companies involved stand to make a considerable amount of money from the scheme. The key behind it is that installing photovoltaic panels under the feed-in tariff is a very good investment. Installing them on your home is especially good because the feed-in tariff pays the most money for small PV installations. Anyone deciding on where to invest their money should definitely look at getting a solar installation, it’s a tax-free, index linked investment that can be a great help to families and the environment.

Unsurprisingly for the UK economy however, where a good investment is to be found it doesn’t take long for the investment banks to come lurking. All of the free solar schemes offered are actually based on investment funds set-up by a well known UK investment bank. The fund is created to pay for solar installations on suitable UK homes, and then all the revenues from the solar panels go directly back to the bank. Some electricity savings are passed to the resident, but the big majority of returns go straight to the bank.

The second critical ingredient to this arrangement is the network of installers to design and install the installations. In the UK there are not a huge number of these installer networks. Behind each of these solar panel schemes is a different network such as the Mark Group and Eaga, firms which have over a thousand installers. They grew by doing boiler replacements and installation fitting for utilities such as British Gas. This arrangement means company who actually sells you the system is in fact a middle man between you, the bank and installer. There isn’t necessarily anything wrong with this, but its important to understand what is going on.

The other way of looking at it is that the investment banks are providing a service. Not everyone is in the position to invest 10k in a solar PV system and the ‘free solar’ schemes allow a wider range of people to experience solar energy and benefit from it. The arrangement means that the feed-in tariff payments go to the investment bank, but the savings in electricity bills at least are retained by the resident.

Overall these financing schemes will help to quickly grow the industry in the UK, but beware of how they work and know that you would make a lot more money if you self-financed. In Germany and other more mature solar energy markets, what you find is that ‘solar loans’ are widely available. This is the cheapest way of financing a solar installation. You just get a loan for however much you need in order to buy your system and pay it off with the feed-in tariff revenue. It means you still get to own the system and receive at least a portion of the feed-in tariff.

So if you would like solar panels but can’t afford to invest 10k over 25 years then getting some sort of financing is a good idea. It might just be worth waiting for better financial products rather than lining the pockets of investment bankers however.

How To Make A Family Tree For Free In The US

I have to admit it, I don’t have much money. I have plenty of enthusiasm when it comes to making a family tree, but I’m not a millionaire. I make a salary, but there isn’t much left after rent and food. So, when I first started making my family tree, I was determined to make it without spending anything. In actuality, I wound up spending a lot more than nothing. In my eyes, it was more like a fortune, but to be honest, I think it was worth it. What I’ve learned about my family is priceless and the adventure isn’t over yet. It makes it possible for me to go to my job and not complain (much); because I have something else in my life. I have spent protracted periods of time talking to various people, and I know how to make a family tree with zero cost, but and this is where the big but comes in, it depends on where you are starting from. I was starting from ground-zero, so I had to spend something to find out stuff.

If you live in the United States, you will discover that it is not that easy to finish a family tree without spending something. One of the biggest reasons it is harder to accomplish is that United States records are done at the local level which means that the county is in charge and at times it even goes down to the parish level. Secondarily, there is no central repository; therefore, no central records that you can check details unless you are willing to part with some of your hard earned money. You probably can’t afford to go to every location to physically check the records so you will have to rely on the local records office to provide you with copies. Copies cost money, and you’re off and running up the family tree bill.

With that said, when researching your family tree, you need to prioritize. You know it’s going to cost you something, but realize that the largest expenditure generally comes from purchasing certificates related to your family. Record holders and government agencies can charge anywhere from $15 to $30 per certificate depending on type and location of purchase. Pricing is taken care of at the state and county level so it is varied and subject to change at any time.

Generally, marriage, birth and death certificates in the United States were available from the late 19th century onwards, so you are going to have to do some heavy duty research to find documents farther back. In addition it was only at this point was there any requirement imposed to store records and prior to that it was catch-as-catch can. Many folks just didn’t see the need to let anybody know about births, deaths and marriages in their family, preferring if they recorded it at all, to put it in the family Bible rather than some official agency.

Privacy laws also play a part when you are trying to get copies of various documents unless you can prove that you are related to the person you are trying to track. Many times you will need to prove your link to the person in question, so before you get started you will want to talk to relatives about what you are attempting. They might have documents you can copy, reducing both costs and bureaucratic red tape.

One of the best record sources in the United States is the census and if your family is of a certain religion, the church. The census is pretty comprehensive and is chocked full of useful information. The church also tends to keep very detailed records of full families if you attend the same church for years.

Let’s face it. Nothing in life is free, and tracing your family roots is no exception. I will tell you there is actually quite a bit of information out there if you are willing to look, and there are many possible resolutions to the issues you might face when doing family tree research in the U.S. There are many sources of free info, but you will have to spend more time gathering the information. Sometimes, paying for a bit of documentation will make your life much easier.

One place that has a wealth of knowledge is The Church of the Latter Day Saints (LDS) – They house an extensive set of records relating to most countries, and more specifically to the United States that they have gathered from various churches and parishes. Much of this material is available for free at familysearch.org. They have birth, marriage and death records as well copies of the censuses for FREE! The amount of information outweighs the few drawbacks which are that things haven’t been fully transcribed yet. but as a good place to start, LDS is wonderful.

Cindy’s List – cyndislist.com/ – A huge resource of information, broken down by state and counties, with literally thousands of links. The only issue with this site is that it can be somewhat difficult to navigate. You can spend hours trying to find anything!!! However, if you don’t have gobs of money to spend, you will need to give up your time in research and sometimes frustration.

Please do a search for these in google:

Rootsweb – World Connect Project – Put in your ancestors name and hit the search button, and it will check millions of existing records and return the results.

HeritageQuest Online – Usually this site is only available via subscription, but your local library may have access for free. It includes census bureau results as well as vital statistics.

Interment.net – Free Cemetery Records Online – Over two million records are stored here taken from literally thousands of cemeteries around the world.

US Genweb – The original and largest storehouse for United States genealogy.

Ancestry.com – This website offers a free 14-day trial of their service.

USGenWeb Archives – Search engine that will go through every United States record without visiting each state’s website. Very timesaving, this is a very well-hidden service that is, as a result, under used by most people

US Social Security Death Index – Easy to use database has 64 million records of deaths that occurred after 1962. Searches return birth date, death date, residence and inheritor.

Ellis Island Records – Nearly half of all American immigrants arrived through Ellis Island, New York. There’s is easy access to ships’ passenger manifest records from 1892-1924. Original manifests and photos available.

Illinois State Archives – Free databases available from the Illinois State Archives, includes marriage records.

Castle Garden Online – Search by name and time period for immigrants who landed at Castle Garden between 1830 and 1890.

Geneanet – This 85 million name database is culled from free websites worldwide.

Michigan Genealogical Death Indexing System – 170,000+ Michigan death records are available from 1867 to 1897. It’s a free index.

Kentucky Vital Records – The Kentucky Office of Vital Statistics in conjunction with the University of Kentucky have transcribed three million state vital records for Kentucky.

Utah Census Search is a free search tool for the Utah Federal census – 1850, 1860, 1870, and 1880.

GenCircles – Global Tree is a well-liked web location for searching and submitting family trees using GEDCOM files. Over 32 million surnames can be searched with cross matching to other trees possible.

Obituary Central – If you need death records for the United States or Canada, then the search tools at OC will make it a breeze.

Pennsylvania Digital Archives – The Pennsylvania Archives Records Information Access System houses over 600,000 digitized records.

Maryland State Archives – Free Genealogy Indexes – Maryland State Archives site has lots of great info on it.

Oregon Historical Records Index: This is a free index of surnames compiled from a first-rate list of documents held by the Oregon State Archives.

There are also loads of forums geared towards assisting in your search to find your ancestors such as Discover like minded folks who are willing to aid you in your search with tips, techniques and advise.

Is Our Understanding of the Glycemic Index the Answer to Obesity and Other Weight-Related Problems?

Now here’s some shocking statistics for you. Did you know that as many as 1 in 2 Americans is on a diet at any given time; that nearly 2 out of every 3 Americans are clinically defined as overweight; and 1 in every 3 American adults are so overweight that they are considered obese. And let me add just one other statistic to emphasize just how big a problem this is. It is estimated, according to SurgeonGeneral.gov that 1 out of every 8 deaths in America relate to a person being overweight.

I think you’ll agree with me that these are absolutely shocking figures and in fact it was such a concern that way back in 2001, the Surgeon General of the United States, Dr Carmona, actually called for strong public health action.

But the problem is not just unique to adults. It’s a frightening fact that the problem is now spreading to our children. Such was the growing problem with child obesity that in July 2003, the Surgeon General gave a statement before the House of Representatives subcommittee on the growing problem. And the sad fact is that despite the spotlight focus on the issue, the percentage of people that is clinically defined as overweight and the number of people classed as obese, is growing every year.

While I have focused attention on US figures, which is at the top of the league table when it comes to numbers of overweight and obese individuals, it is not just a US health problem. The UK is quickly catching up and it seems that many other countries that follow in America’s footsteps, when it comes it eating habits, show similar signs of a growing problem every year.

In my pursuit to find out why there appears to be a growing epidemic around the world, I discovered some shocking truths about the food and the weight loss industries, some of these discoveries are revealed in a video I prepared earlier in the year. Its enough to make your blood boil!

The reason why I’m so angry and passionate on the subject of food and healthy eating is because our growing problem with weight loss and obesity is invariably due not to individual choice to over-eat or eat unhealthily, but more to do with the types of highly processed and fabricated food being churned out and labeled as healthy or low fat all backed with huge marketing budgets. Quite frankly its not any surprise that people are genuinely confused on what food is good for you.

In my book, the Glycemic Index At One With Nature, I set out the scientific reason in plain easy to follow language why following the glycemic index to eating food is probably the simplest and most effective method to permanent long-term weight loss and a healthier you. In fact low GI (glycemic index) food has grown in such popularity that there are now plenty of resources both on and offline for information, from general info on the glycemic index to lists of foods with their glycemic index values.

But let me be quite clear, the glycemic index of foods is extremely important not just from the perspective of losing weight, but also in getting us to understand the cause of a whole host of health related issues associated with obesity such as diabetes, arthritis, metabolic syndrome x, high blood pressure, heart disease and a host of degenerative diseases associated with excess weight.

So, before launching headfirst into the glycemic index food list, it’s important that you have at least a broad grasp of the glycemic index, how it works and how it can help you to achieve a healthier lifestyle. You can get a ton of free information on my specialist site on the Glycemic Index or search for my other articles on the subject.

Free Brokerage on Index CFDs – How Do CFD Brokers Make Their Money?

When anyone starts trading financial products for the first time, the trading costs involved are one of the most important criteria to consider. That is what makes trading index CFDs such a great product as they are generally commission free.

So the question most people ask is how can CFD brokers allow people to trade index CFDs commission free?

The reason CFD brokers allow you to trade index CFDs commission free is the fact that they have a spread on the index that you are trading. The spread is the difference between the first buyer and the first seller.

If we were to have a look at the Aussie 200 index for example the spread may be two or three points. The first buyer might be at 4000 and the first seller at 4002. As you can see there is a two point spread and so if we traded at one dollar per point then buying at 4002 and selling at 4000 would result in a two dollar loss. That two dollar loss is in effect your brokerage.

Trading Index CFDs with a small spread is critical

So as you can see there is no commission when trading an index CFD as in this example, but you will notice that if you got in and out when the market had not moved you would suffer a $2 loss. So whilst you may consider that you are getting the product commission free you are in effect being charged a small amount of brokerage. The great thing about this product is that the spread on an index CFD is usually kept to a minimum.

Free brokerage or $100 round trip?

There is no doubt that when you first starting out an index CFD at $1 per point is a brilliant option to consider. However, you can begin to see if you traded 25 contracts at 2 point spread your effective brokerage would be $50 to buy and $50 to sell making it a $100 round-trip.

Given the recent volatility of the Australian market and worldwide markets it becomes easy to see why one dollar per point is a very viable option. Even on the Australian market, which may move 100 points a day, at $1 per point you could be making or losing $100 a day.

Beware excessive overnight financing charges

The other reason CFD brokers are able to provide an index CFD commission free is that they charge an overnight financing rate which may be as high as the RBA rate plus or minus 4%. This means if you are holding an index CFD trade for a year you would be charged 4.25% +4% which equals 8.25% per annum calculated back as a daily rate. Always keep in mind that this financing rate is charged on your total position size which means it can get quite expensive allowing the CFD broker to pocket that finance.

Beginner Internet Marketing Tips – For Getting Your Site Indexed, This Works Like Crazy

Whether you’re working on Squidoo lenses, hubpages or even niche sites getting indexed is key. So let’s talk a little about getting indexed, what it is, what it means, how you know if you are, and how you can get indexed if you aren’t.

What is “getting indexed”?

Getting indexed simply means that Google has decided to add your site/page to the “index” of sites they have of all the known sites on the internet. So once Google has you in the index they actually know your site exists. Until you are indexed they don’t even know you are there.

What “getting indexed” is NOT.

Getting indexed does not mean you are going to show up on page 1 of Google for your keyword. That is something totally different. Being indexed just means they know you exist. Getting to the front page of Google takes a little more convincing that you are a great site and a good resource for their searchers.

How do you know your site is indexed?

There’s a couple ways to tell if your site is indexed or not. All of them involve asking Google in one way or another.

1. You can simply put the full address of your site in the Google search bar. You may come up with a long list of sites related to this url. You may also come up with some or any sites you have linked to this site FROM. It can be pretty confusing to know if your site has been indexed or not using this method.

2. You can put site:your-url.com in the search box of Google Now you will probably get one listing, and it will be your site.  This will show you your site has actually been indexed and Google knows it exists. I highly recommend using the site: function when searching to see if your site has been indexed, it will make it very obvious if your site has been indexed or not. If your site has NOT been indexed yet, you will get a message that says: Your search – site:your-url[dot]com – did not match any documents. This message from Google means it is NOT aware of your lens, and your lens is NOT in the index. Bummer.

What can you do to get your site indexed?

The best way to get your site indexed is to provide Google some links to find it from a site other than your own. What does this mean? It means creating content on other sites that link back to your own site. Here are a few places you can create that content:

1. Ezinearticles~ put a link in your resource box that leads back to your site/lens. Make sure your site is directly relevant to what your article is about.

2. Free ad blogs ~ there are tons of them around. They are generally set up on the wordpress platform. You simply sign up, then you have access to write a post. In this post you can create a link back to your site. It’s a really good idea to use the keywords you are targeting in your site/lens as the anchor text (the words people click on in a link) for the links back to your site.

3. Free blogs ~ a free blog is a great way to create a link back to your site. There are many many free blog platforms you can choose from, any of them will work.

4. Hubpages ~ another free platform where you can put a link back to the site you are trying to get indexed.

5. Wetpaint ~ another great free platform where you can put links back to a site you are trying to get indexed.

The key is to get some links out there ~ this is how Google finds sites. It sends its little “spiders” out to follow all the links of the web, it goes from one site, follows links there to another site, and so on and so on. When you have links from multiple sites (especially authority sites like the ones mentioned above) it shouldn’t take long for Google to find and index you.

I was indexed but now I’m not!!

If you find that you were indexed and now you are not, just go about the process of creating more content on multiple sites to let Google find you again.

BONUS

This may sound like a huge pain to do all this, but there is another bonus involved. All of these links you are creating back to your site to help it get indexed also count as “votes” when Google tallies the votes of related sites when deciding what to choose for the front page of the search results. When you are creating your links back to your site make sure you use the keywords you are targeting in your site as the anchor text, and you may find you site is not only indexed, but finding its way t the top of the Google search results for your chosen keyword.

Where to Find a Free Glycemic Index Chart

Are you conscious about your health? Are you looking for a special diet to help you maintain or lose weight? Do you want to protect yourself against harmful diseases like diabetes, high blood pressure, heart attack and the like? Nowadays you don’t need to go to too much trouble when it comes to looking for ways to stay fit and healthy. There is quite a lot of readily available information that can help you improve your lifestyle, such as is the free Glycemic Index chart.

If you want to ensure you eat the right kinds of food, a GI chart can surely help you out. This chart identifies different kinds of food and the Glycemic Index or GI of each. By knowing a food’s GI, you can tell if it is good for your body – if by eating it, you won’t run the risk of spiking your blood sugar – or if it increases the risk of diseases like diabetes. In many cases, the body gets sick due to the food we eat. A free GI chart can help solve this problem – and you won’t even need to pay for it.

So where can you find one? Here’s where you can go to find yourself a free chart:

o Surf the web

You can find almost anything in the internet. Simply type in the keywords and search using your trusted search engine. Many sites and articles offer free GI charts. Some are provided by health experts and supported by research; others even come in downloadable or print-ready formats. Pick and choose according to your needs and what suits you best.

o Browse through magazines and other print media

If you don’t have internet access, no worries. Health magazines, journals, and even newspapers can be good sources of these charts, too. Browse through them and look for your own free chart. In addition, you could also get to read other related articles like a comprehensive guide on how to use it and how you can benefit from it.

o Ask your doctor or friends

Make it a habit to visit your doctor regularly and not just when you are not feeling well. You can go and ask your doctor for a free chart the next time you drop him a visit. Chances are, he will give you a copy and even help you understand how to use it to improve your health and wellbeing. You may not know it but your friends may have copies as well and might just love to share them with you. Go ahead and ask around.

A free Glycemic Index chart is not so hard to find. You just need to surf the internet, browse through health magazines, journals or newspapers, and ask your doctor or friends to get one. You can start living a healthier lifestyle with this chart as a guide.

Basketball Free Throw Shooting – Frequently Asked Questions and Answers

No matter which clinic I ever hold for shooting improvement classes I always get a boat load of questions and concerns about shooting mechanics. Here is a list that covers some of those concerns.

Question 1. How important are the feet when shooting free throws?

Answer 1. There are many answers to this because it really does not matter how the feet line up as long as the feet are not too close together or too far apart. Shoulder width is perfect. Also don’t get hung up on being square to the basket on a free throw specifically. You can shoot just as well if you are facing a left wall. As long as your shooting shoulder and arm can be square to the basket that is the most important factor. The feet have little to do with the shot. You should spend most of your mental energy on the follow through, the finger spread, wrist movement and index finger touching the ball last.

Question 2. What part of the rim should I focus on?

Answer 2. No specific part. Focus on the whole rim. It is too hard to watch a spot on the front or back of the rim. Focus on the rim as a whole specifically for distance and then your mind dictates to your index finger to shoot the ball straight and it is also a big part of the sensitivity and touch that helps make the shot go straight. Crooked shots rarely go in. Judging the distance is a lot easier than shooting the ball straight since about 78% of shots are crooked.

Question 3. Does any specific finger dominate in the shot release process?

Answer 3. Again there are various ideas floating around. But through scientific logic and the makeup of the bone structure of the hand it is best to place the index finger on the center of the ball at 90 degrees to the seams. Not 75 or 80 degrees.. 90 degrees. Look at the back of your hand with your fingers spread as wide as possible. You will notice that the tip of the index finger and the tips of the thumb and pinky form an imaginary triangle. since this forms an almost perfect triangle it stands to reason that the index finger should be on the center of the ball and doing the most damage. The index finger should also line up with the elbow joint, the center of the ball and the center of the rim. These should be in alignment just before you pull the trigger, even though they may not be aligned prior to the shot.

Question 4. How do you get perfect ball rotation?

Answer 4. Perfect rotation happens naturally with correct mechanics. It is hard to believe something so simple is really butchered by thousands of players due mostly to their anatomical structure, ball hand alignment and poor follow through. Simply place your index finger in the center of the ball spread your fingers as wide as possible without tensing up, and shoot the ball in the air with the index finger touching the ball last and voila, perfect rotation. If the middle and /or ring finger add any contact to the ball you will notice the angle of the ball is slightly tilted. Another killer of correct rotation is the guide hand thumb which adds some side spin to the ball. Millions use their thumb and did so ever since they were little. The culprit here is lack of strength then over the years it became a habit, (a bad one at that)

Question 5. Should you watch the rim or the ball in flight after the shot has been released?

Answer 5. The great shooters watch the ball in flight. Examples, Jordan, Stojakovic, Nash, Nowitzki, Bird, Palubinskas, etc. Your eyes start the shot by watching and measuring the distance of the rim. You release the ball and the moment the ball leaves your index finger on the follow through your eyes move from the rim to the flight of the ball. It is much better control and you can study the shot and tell better if the ball is going in or not. You can also tell if your rotation is bad and this will reveal to you that you have a mechanical problem that needs attention.

Question 6. How important is a pre-shot routine.

Answer 6. It has no relevance at all to the life cycle of the shot. If you have the strength the ball needs then you will always pause the shot in the shooting pocket before it is released. So if you do pause, then no matter what pre shot mumbo jumbo one does, the pause will kill any pre-shot routine. (remember K.I.S.S.) The less movement the better. But it is a personal preference to do some cool things, I guess. Jason Kidd blows kisses to the wind, Karl Malone used to pray before a shot. Go figure.

Question 7. During any shot, what ‘mental picture’ should I have in my mind ,if any?

Answer 7. It should definitely not be an image of you making or missing the basket. This is a useless thought. If this is the case then this proves that there is no thought process on any shooting mechanics, exactly where the mind should be focused on. You should absolutely be thinking about the one or two worst mechanical flaws you are aware of that causes your most missed shots. Do you shoot short? Are you always left? Do you tend to shoot long? Every miss has a reason behind it. Recognize and rectify. Do you have a flying elbow? Is your hand scrunched up and in the cookie jar? Is your hand closed on the release? Does your wrist look floppy and loose after the release? etc etc. You get the idea.

Question 8. How important is it to shoot with the ball seams ?

Answer 8. No significance at all. Another personal preference. You can do it during free throws but during a game you don’t have time to line up the seams for a shot. You can shoot just as well with a seamless ball as long as the weight is official.

Question 9. Is there an optimal angle for a follow through?

Answer 9. Yes, absolutely. They say it is between 42 and 48 degrees, which will bring an average down to 45 degrees which is right in the middle. Understand that the higher the arc the more longer shots will hit the front of the rim. The flatter the arc the more perfect the shot should be because the rim flattens out reducing the area of entry.

Question 10. Does the hand as a whole shoot the ball or do the fingers play a big role?

Answer 10. Great question. Understanding this is the biggest and most important part of the whole shooting science. Mastering the hand placement, touch and feel control and release mechanism is more important than the rest of the factors involved in shooting. Too many players have the ball resting on the whole hand including all the pads and the palm. The way to get the palm off the ball is to widen your grip as wide as possible without too much tension. The wider the hand the easier it is for you and your mind to feel what fingers are applying the correct amount of energy to the shot. For example I number each finger to allow for accountability. The thumb is zero, the index finger is #1, the mid finger is #2, the ring finger is #3 and the pinky finger is #4. The thumb and pinky maintain support and width and are responsible for about 5% eac on the ball while the index finger is responsible for the other 90%. It does the lion’s share of the work. Notice I have left out #’s 2 and 3, since I believe they do more damage than good since they tend to go across the grain or in a lateral movement thus detracting from the perfect straight direction the ball needs.

Question 11. Why is it that the ring finger and the mid finger should have little effect on the shot?

Answer 11. Scientifically speaking, you will notice that there are no appendages (fingers) between the thumb and the forefinger. But obviously there are 2 fingers between the index finger and the Pinky. This creates a natural imbalance that does not benefit consistent accuracy. Due to this imbalance and the extra weight of these 2 fingers the tendency is for the hand to always move inwards towards the body causing lateral movement which is responsible for crooked shots. All the fingers must move forward to the basket without any lateral sway. Watch a bear, tiger, or bulldog walk and you will notice that their front paws always move back and inwards when they walk. Same principle. BUT, I will add this. For those weak individuals who have thin arms, hands and fingers I think it may be a good idea if they join the index and mid finger together on the ball which basically makes the index finger stronger. But there can be no more than a quarter inch extra length on the mid finger otherwise it will dominate the release point.

Question 12. Why is there somewhat of a difference between boys and girls shooting mechanics?

Answer 12. One main reason that separates the boys from the girls is the ‘strength factor’. Generally speaking until the age of puberty boys and girls are about the same in upper body strength. This ranges around 12-14 years old. I could be wrong here. Anyhow it takes longer for girls to develop a true jump shot because they really don’t jump very high and if your jump is only a few inches there is not much time within which to develop a ‘pause’ just before you release the ball. Plus the ‘shot pockets’ are usually much lower when strength is lacking. The ideal ‘shot pocket’ is just above the forehead but it takes strength in the upper body, arms and hands to be able to shoot from this position. Anytime you shoot from the chest, chin, or face area this means the ball is being thrust at the basket without any ‘pause time’ thus giving less time to aim.

Question 13. How important is ‘timing’ on a jump shot or a free throw shot in general?

Answer 13. It does affect some players who get their shot out of ‘sync’ due to leverage and improper mechanics. Anytime a player brings the ball past the top of their head or way to the side of their head and go into what I call a ‘negative’ phase, then this creates more of a launching mode where the first move is ‘at’ the rim. The initial movement of the ball should always be ‘up’ first then ‘at’ the rim. This changes leverage on a shot by bringing it way behind the head.
Also during a jump shot you do not want to have the ball in your hand on the way down. If you must it is better to shoot on the way up than on the way down. Shooting on the way down is a real strength drain.

Question 14. How important is it to be ‘squared up” before you shoot?

Answer 14. It depends. Around the basket it is not so important because you can twist and turn your body in relation to other bodies and use the wrist and fingers to maneuver the ball to the hoop. But when you are further out you want to have as much body control as possible and having your feet squared also squares your shoulders and you are basically shooting a free throw from all over the court. If you have the upper body strength you can afford to be less ‘squared up’ because you can make up for lower body irregularities with upper body strength. Not recommended but it happens all the time. As long as the upper body or shoulders are squared your chances are improved. What about one legged shots, or fadeaways? In these cases the lower body is irregular but the upper body is usually squared. Another important point here is that the key body part that needs to be squared to the basket is the shoulder elbow and wrist joints.

Question 15. You hear so much about the follow through yet there are thousands of different ones. Is there such a thing as a perfect follow through?

Answer 15. Now we are getting serious. This is where coaches and players should spend more time, on the perfect follow through. I can only answer from experience and how my follow through helps me shoot at 99% from the line. You can still be a great shooter with variations but the key is to follow natural laws or scientific.

Are Free Solar Panels A Good Deal?

There are many companies offering free installation of solar panels for your home through “Rent a Roof ” schemes. Great news you say, no initial costs and free electricity for your home. Sounds too good to be true? There are many things to consider that you wont be told about when choosing to install free solar panels.

So what’s the catch?
Well the solar panels and installation are in fact free. So no catch? Not quite, although the panels are free and you do receive free electricity produced by the panels but you don’t actually own the solar panels. These are owned by the company that installs them. This company also receives all the Feed-In-Tariff Payments(FIT’s) which are guaranteed for 25 years.

What are FiT payments?
Feed-in Tariffs (also known as FiTs) are the payments received by the owner of a Solar PV system. This a government backed scheme that pays people for creating their own “green electricity”. If you opt for an installation of free Solar PV you will see nothing of these payments, which in the long run would give you a great return on investment if you purchased your own Solar PV system.

Selling your house? You may have a problem
There has been various problems exposed for home owners that are trying to sell their house with free solar panels installed on their roof. The Royal Institution of Chartered Surveyors (RICS), have advised against making offers to buy properties fitted where free solar panels have been installed.

The problem is partly due to the company that installed your solar panels now own your roof for the duration of the Feed-in Tariff life time, this is now 20 years. It is difficult for buyers to secure mortgages on houses with “free solar pv” due to not having full ownership of the roof.

What are the alternatives to free solar panels?
Solar panels have halved in price over the last year meaning the capital outlay is significantly lower that you might expect. A typical solar PV system now costs between £4,000 and £7,000 depending on the size. Another alternative to “free solar panel schemes” if you can’t afford the initial outlay upfront you can secure a low interest loan, such as the home improvement loans from Tesco.

The original outlay may be more costly initially, but in the long run you will be better off and will avoid running to any issues with your roof. You will also receive the full Feed-in Tariff, export tariff as well as generating your own electricity to reduce your bills. The total income on a typical 4kwp Solar PV system for example is £869.58 annually, this will increase year on year with in-line with inflation.

All payments and savings are tax free, index linked and guaranteed for 20 years. So a Return on investment over 20 years = 21.77% (Based on annual inflation of 4% and annual energy price increases of 8.7%).

Will A Payday Loan Work For You?

Online payday loans are one thing you must understand prior to deciding to purchase one or otherwise not. There is a lot to take into account when you consider obtaining a pay day loan. Consequently, you might would like to expand your understanding on the subject. Read through this post for more information.

If you are considering a short expression, payday advance, do not borrow any more than you need to. Pay day loans must only be utilized to allow you to get by inside a crunch and never be used for additional cash from your pocket. The rates are way too great to use any further than you truly need.

Make certain you recognize all fees you should pay out. Even if you possibly usually do not be thinking about all of the charges you’ll be responsible for, you need to understand these details since service fees could add up. Request created records in the service fees that might be assessed. Just before getting the money, be sure you understand what you must pay out.

When thinking about taking out a payday advance, be sure you understand the payment approach. Occasionally you might need to send out the lending company a submit dated check that they may money on the thanks date. Other times, you can expect to have to give them your banking account details, and they will immediately deduct your transaction from your bank account.

If the resources will not be readily available once your repayment arrives, you just might ask for a tiny extension from the loan provider. There are actually pay day creditors who can offer extensions up to 48 hrs. Just understand that you will turn out owing a lot more when you get an extension.

Make sure that you know how, and whenever you can expect to pay off the loan before you even have it. Get the personal loan payment did the trick in your budget for your pay periods. Then you can certainly assure you have to pay the money back. If you cannot pay back it, you will definately get stuck paying financing extension cost, on top of further interest.

Understand that you will be supplying the payday loan access to your personal banking info. That is great if you notice the borrowed funds deposit! However, they is likewise producing withdrawals from your accounts. Be sure to feel at ease having a business experiencing that sort of use of your banking account. Know to expect that they may use that access.

A great tip for everyone searching to get a payday loan would be to stay away from offering your information to lender complementing internet sites. Some pay day loan websites go with you with creditors by discussing your information. This is often very high-risk and also guide to numerous junk e-mail e-mail and undesirable calls.

Do not use the services of a payday advance firm if you do not have tired all of your current other choices. When you do sign up for the financing, be sure to could have dollars accessible to repay the money when it is thanks, otherwise you could end up having to pay extremely high fascination and fees.

If you want to obtain a loan from an out-of-express financial institution, the best option is to discover one which doesn’t need you to fax in documentation. Faxing can be difficult as much men and women don’t individual fax devices. Faxing can also increase the expenses associated with the loan.

Better business bureau.org is a great place to investigation a loan provider. Whilst a lot of the payday financing organizations are moral, a number of them may not be dependable. Check out any grievances that have been manufactured about a certain company, along with exactly what the company’s reply was.

Usually do not make your cash advance repayments past due. They are going to statement your delinquencies towards the credit score bureau. This may in a negative way influence your credit ranking to make it even more complicated to take out standard lending options. When there is any doubt that you can repay it when it is thanks, will not obtain it. Find an additional way to get the amount of money you need.

Look at contacting if you want to have a payday loan. While it is less difficult to get it done on the web, it really is safer to complete this on the telephone or maybe in particular person. It will be easy to inquire far more inquiries and be sure that you comprehend everything about your bank loan.

The best idea accessible for making use of pay day loans is to never have to utilize them. If you are dealing with your bills and cannot make ends fulfill, pay day loans usually are not the best way to get back in line. Consider creating a budget and saving some funds to help you avoid using these sorts of personal loans.

You ought to really feel a little better after looking at the info right here. Payday loans may be useful in some scenarios. You do, nonetheless, need to have a strategy explaining how you wish to invest the cash and just how you wish to repay the loan originator with the thanks day.

The Concept of the Glycemic Load Index

Although the majority of sweets, or candies, have a high glycemic index, one or two candies in your daily eating schedule, would give only a slight rise to your blood sugar level. The glycemic response is dependent not only on the type of carbohydrate – simple or complex, but also the quantity you eat! Therefore, researchers have introduced the concept of the glycemic load index, to simultaneously assess quality and quantity of the carbohydrates in a meal.

The glycemic load index is calculated by multiplying weight of carbohydrates with the glycemic index of the product, and dividing the result by 100. For calculation purposes, the fiber is subtracted from the total carbohydrates and the weight is in grams. Calculated values of the index can be found in tables on a variety of web pages dedicated to the low-carbohydrates diets.

The value of the glycemic load index is based on the idea that it makes sense to eat a larger amount of food with a low glycemic index instead of eating a smaller portion with a high glycemic index. For example, a slice of a white bread will raise your blood sugar level 2.5 times more than a slice of watermelon.

A diet focused on a low the glycemic load index tends to estimate a quantity of carbohydrates which is necessary for the optimization of glycemic control. Such a diet helps to decrease total body mass, thereby helping to prevent the risk of increase in a blood pressure, the risk of cardiovascular diseases and the risk of developing type 2 diabetes.

Here are some tips on how to reduce the glycemic load index of your meal:

 

  • Increase a consumption of whole grains, nuts, legumes, fruits and an amount of starch-free vegetables.
  • Reduce an amount of starchy and processed foods, such as baked potatoes, french fries, white and, especially, parboiled rice and white bread in your menu.
  • Eat a limited amount of sugar-containing foods, such as regular carbonated soft drinks and sweetened beverages, biscuits, cakes and sweets. All kinds of sweets, pastries, jams and sugars tend to rapidly increase your blood sugar level.

An effective diet, which is based on the glycemic load index, has to be versatile. Do not avoid eating certain foods, as cereals, fruits, vegetables or even fats. Many of these products contain vitamins and minerals which are essential for your health. And do not feel deprived – eat your midday snack! A few pieces of your favorite candies after a proper lunch will not ruin your diet!